Arizona · Injured in a crash

Injured in a Car Accident in Yuma?

A fender bender on 16th Street between 1st Avenue and 4th Avenue, a truck that drifted on I-8 near the Colorado River bridge, a pickup pulling out onto US-95 by Avenue 12E in the winter traffic. If you were just in a crash in Yuma and you are trying to figure out what to do next, this page is the short version, with the Yuma-specific details, and links to the full guides.

First, the two things that matter most in Arizona

See a doctor within a few days, even if you feel fine. Arizona has no 14-day rule and no PIP. It is an at-fault state, so the at-fault driver's insurer pays, and your own medical payments coverage, if you have it, can pay early bills. Every day between the crash and the first visit is a day the other driver's insurer will use against you. Yuma Regional Medical Center, now part of Onvida Health, is a Level III trauma center with a 24-hour emergency room, the only trauma center in Yuma County. The most serious injuries are sometimes flown to a Level I center in Phoenix or Tucson. Urgent care or your own doctor counts too. Read What to Do After a Car Accident in Arizona.

Do not give the other driver's insurer a recorded statement. They will call fast and sound friendly. You are not required to talk to them. Read what to say when they call.

Getting your crash report in Yuma

Inside city limits, the Yuma Police Department responds to crashes. On I-8 and US-95 outside the city, it is the Arizona Department of Public Safety (DPS). In the Foothills and other unincorporated parts of Yuma County, it is the Yuma County Sheriff's Office. Ask the officer at the scene which agency wrote the report and get the report number.

Arizona crash reports come from the responding agency's records unit. Yuma Police reports are requested through the department's records unit, and DPS reports come from DPS records.

Roads where Yuma crashes happen

The stretches that come up most: 16th Street between 1st Avenue and 4th Avenue, which Yuma Police named the top crash location in the city, 16th Street farther east near the shopping strips, 4th Avenue through downtown, I-8 between the Colorado River and the Foothills exits, and US-95 south of town near Avenue 12E. Winter brings thousands of drivers who do not know the streets, so photos of the intersection, the signals and the lane markings matter, because many of these crashes turn into arguments about who had the light or who was in which lane.

What to do in the first 48 hours

• Call 911 and get a report, even for a "small" crash.
• Photograph both cars, both licenses, both insurance cards, and the scene.
• See a doctor within a few days, even if you feel fine.
• Report the crash to your own insurer. Facts only.
• Do not accept a quick check or sign anything from the other driver's insurer.
• Keep every bill, receipt and visit summary.

The full step-by-step list is in What to Do After a Car Accident in Arizona.

Know the Arizona clock

For most car accident injury claims in Arizona you have two years from the date of the crash to file a lawsuit. If a city, county or state vehicle was involved, you must file a formal notice of claim within 180 days. Arizona uses pure comparative negligence, so being partly at fault reduces your recovery but does not erase it. Details in Partly at Fault in an Arizona Crash.

When to talk to a lawyer

Not every fender bender needs one. Talk to a lawyer when you were injured and are still treating after a week or two, when the other driver was uninsured or fled, when fault is being disputed, or when you missed work. Arizona personal injury lawyers work on contingency, which means no fee unless they recover money for you, and the first conversation is free. More in Do I Need a Lawyer If It Wasn't My Fault and How Much Does a Car Accident Lawyer Cost.

More Arizona towns and the full set of guides: Car accidents in Arizona.

Call Clyne is a lawyer referral service, not a law firm. Stephen Clyne is not an attorney. This article is general information, not legal advice, and laws change. Talk to a licensed Arizona attorney about your situation.